AICOS: Asian Journal Of Islamic Economic Studies

MITIGATE THE IMPACT OF SOCIAL MEDIA MISUSE ON JUNIOR SCHOOL TEENAGERS THROUGH SMART, WISE EDUCATION IN SOCIAL MEDIA

2024-12-12T04:14:22+00:00

This community service program is carried out to mitigate the negative impacts of excessive social media activity on high school students. The aim is to improve the digital literacy of MTs Amaliyah Sunggal students. This program focuses on preventing the negative impacts of social media, such as cyberbullying and addiction, as well as teaching how to maintain privacy, avoid hoaxes, and maintain mental health. By involving students of the Medan State Polytechnic as facilitators, this activity offers educational seminars and training on digital literacy, provides time for using social media, and the importance of direct social interaction. A supervising lecturer supports the activity and produces scientific publications and educational videos. Through interviews with schools and knowledge transfer in academic seminars, this program provides educational solutions for the wise and safe use of social media. This activity costs IDR 618,000.00 (Six Hundred and Eighteen Thousand Rupiah). The activity results show decreased social media cases among students through interactive learning about internet ethics, risks, and impacts. In addition, students have a better understanding of the positive and negative impacts of social media. This program is expected to be sustainable through collaboration with various campuses in building digital literacy and intelligent and safe social media culture.

MUZAKKI LOYALTY: SYSTEMATIC LITERATUR REVIEW

2025-01-20T02:16:58+00:00

This study aims to investigate the trend of Muzakki Loyalty in order to identify what research is needed in the future. In addition, it also explores the relationship model between how the current publication trend of Muzakki Loyalty and how the results of a systematic literature review direct future research. The design/methodology/approach in this study uses a systematic literature review and Meta-Analyses (PRISMA) analysis by reviewing articles published from 2014 to 2023. The PRISMA procedure involves several stages, including identification, screening, eligibility, analysis and conclusions based on the findings. The results of the study found that the trend with the keyword Muzakki Loyalty was not widely used or appeared in the article. With the more dominant keyword appearing, namely Zakat, which was used 15 times from 2016-2023. Furthermore, with the keyword Muzakky which was used 11 times from 2016-2023. And Muzakki Loyalty only appeared 1 time from articles starting from 2016-2023. Therefore, it can be concluded that the results of the study with the keyword muzakki loyalty are rarely used in articles. For this reason, further research can be done by adding OR, AND to add keywords so that the research can be broader..

SOCIALIZATION OF QRIS USED TO ACCELERATE FINANCIAL TRANSACTIONS FOR SMALL MICRO ENTERPRISE

2025-01-30T01:30:31+00:00

These Community Services do socialize for small micro-enterprises to use QRIS to Facilitate Financial Transactions" with a case study in small micro-enterprises or mention as UMKM in the Medan Selayang Region aims to provide socialization and assistance regarding the cashless payment system through the use of QRIS barcodes. This training aims to increase MSMEs' knowledge of the cashless payment system and UMKM's understanding of using QRIS to develop business targets. This activity involves students of the Politeknik Negeri Medan who provide an understanding of the cashless payment system, the benefits of the cashless payment system, the payment system, and the ease of transacting through the DANA E-Wallet application. Through this program, UMKM partners are assisted starting from the DANA personal application registration stage, upgrading DANA premium and the feature of withdrawing funds via the application, the DANA Business registration stage, and the QRIS barcode issuance stage. It is hoped that this activity can increase the use of the cashless payment system to facilitate financial transactions between partners and consumers in the long term. This activity involves supervising lecturers and students from the Medan State Polytechnic, with the final target being scientific publications and community service videos. The results of the community service show that the low understanding of UMKM partners regarding the development of cashless payment systems and the use of QRIS barcodes has been overcome through socialization by the Implementation Team, which has succeeded in achieving 38% success of UMKM having QRIS for cashless payment facilities in their businesses and the absence of an Assistance Team for UMKM in mentoring related to the use of QRIS has been overcome by the existence of a community service program (PKM) carried out by students of the Islamic Finance & Banking Study Program, Accounting Department, Medan State Polytechnic on Jl. Dr. Mansyur and Jl. Abdul Hakim, Medan City, North Sumatra, increased the interest of business owners in the cashless payment system and its convenience.

PREVENTION AND HANDLING OF SEXUAL VIOLENCE (PPKS) ON ISLAMIC ADOLESCENTS IN JUNIOR HIGH SCHOOLS THROUGH EDUCATION AND SOCIALIZATION

2025-01-30T01:44:25+00:00

This Program, Community Services to Educates About PPKS (Prevention and Handling of Sexual Violence) on Muslim Teenagers at Al-Washliyah Private Middle School, Kampung Lalang Village, Medan Sunggal District, Medan City, North Sumatra Aims to provide an understanding of the meaning of sexual violence, types of sexual violence, the impact of sexual violence, how to prevent sexual violence and provide an experience related to the PPKS (Prevention and Handling of Sexual Violence) Officer Unit. For the activities to run smoothly PKM, the service team conducted data collection techniques using interviews with Al-Washliyah Middle School. The solution provided is to transfer knowledge to students through the Education Seminar on PPKS (Prevention and Handling of Sexual Violence). The cost of implementing PKM activities is Rp. 421,000.00 (Four Hundred and Twenty One Thousand Rupiah). After implementing community service activities in the form of training and seminars for students, the results of the service were obtained that A lack of understanding of literacy about PPKS (Prevention and Handling of Sexual Violence) Students can be resolved through training activities so that there is an understanding of the definition of sexual violence, forms of verbal sexual violence, prevention of sexual violence, PPKS task force, sexual violence on social media and how to act if experiencing harassment. The unavailability of a division to handle PPKS (Prevention and Handling of Sexual Violence) has been overcome by proposing the formation of a unique team and training for teachers at Al-Washliyah Private Middle School. The school has responded to this well with a plan to form an exceptional team, and the PKM team also suggested tightening the rules that apply in schools and providing rewards/punishments.

OPERATIONAL EFFICIENCY OR NON-PERFORMING LOANS? ANALYSIS OF SHARIA BANK PERFORMANCE 2015–2022

2025-03-12T14:03:36+00:00

This study aims to analyse the influence of credit and operational risks on banking performance in Islamic commercial banks registered with the Financial Services Authority (OJK) from 2015–2022. Credit risk is measured by the Non-Performing Financing (NPF) ratio. In contrast, operational risk is measured by the Operating Expenses to Operating Income (BOPO) ratio, and banking performance is measured by Return on Assets (ROA). Using the multiple linear regression analysis method, this study found that credit risk (NPF) did not significantly affect ROA. In contrast, operational risk (BOPO) significantly affected ROA—the results of the simultaneous test show that the two independent variables together jeopardise the bank's performance. The coefficient of determination (R²) showed that credit and operational risk could explain 12.2% of the variation in ROA. At the same time, the rest was influenced by other factors not examined in this study. These findings indicate that Islamic bank management needs to focus on managing operational risks to improve efficiency and profitability, although credit risk management is also essential. This study contributes to developing the risk management literature of Islamic banking and suggests further research by considering additional variables.