Asian Journal of Islamic Economic Studies https://ejournal.iainkerinci.ac.id/index.php/acs <p><img style="margin: 0px 0px 0px 20px; float: right; max-width: 300px; max-height: 450px;" src="https://ejournal.iainkerinci.ac.id/public/site/images/tinohuda/aicossda-copy.jpg" alt="Cover Islamika" width="2024" height="2862" /></p> <div style="text-align: justify;"> <p><strong><em>AICOS: Asian Journal of Islamic Economics Studies</em> </strong>ISSN 3032-7156<strong><em> </em></strong>is a peer-reviewed journal and scientific journal published by Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Kerinci.</p> <div style="text-align: justify;"> <p>Authors should submit only papers that have been carefully proofread and polished. Before submission, please make sure that your paper is prepared using the journal paper template. The authors must refer to journal writing format and style Please download and use it as a template for initial manuscript submission. 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Please don´t forget to tick the author when you make a registration.</p> <div style="background: #f7f7f7; border-bottom: none; border-left: 6px solid #de2d0f; border-right: none; border-top: none; box-shadow: rgba(0, 0, 0, 0.5) 0px 5px 8px -6px; color: #999999; padding: 0.875rem 1.5rem 0.875rem 0.875rem !important;">Registration and login are required to submit items online and to check the status of current submissions. <br />Click: <a href="https://ejournal.iainkerinci.ac.id/index.php/aiconomia/user/register?source="><strong>Re</strong><strong>gister</strong></a> or <a href="https://ejournal.iainkerinci.ac.id/index.php/aiconomia/login"><strong>Login</strong></a></div> </div> <div id="content"> <div id="pageFooter"> </div> </div> <div id="content"> <div id="pageFooter"> <p> </p> </div> </div> Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci en-US Asian Journal of Islamic Economic Studies 3032-7156 TOURIST SATISFACTION AS A MEDIATOR OF THE INFLUENCE OF PRICE AND FACILITIES ON VISITING DECISIONS TO LAKE LINGKAT https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/5868 <p>Tourism is a modern industry that contributes significantly to economic growth through employment, income generation, and improvements in living standards while activating other sectors in the host region. This study employs a quantitative descriptive approach with a survey method to collect primary data from respondents. The research was conducted at Lake Lingkat, one of the leading natural tourist destinations in Kerinci Regency. The choice of Lake Lingkat as a research location is due to its increasing visitor numbers and natural attraction. The validity tests on all variables Ticket Price, Tourist Facilities, Visiting Decisions, and Tourist Satisfaction show valid results, and the reliability tests indicate all instruments are reliable with Cronbach’s Alpha values above the 0.60 threshold. The findings of the study are as follows: (1) Ticket Price does not have a direct effect on Visiting Decisions; (2) Tourist Facilities have a direct influence on Visiting Decisions; (3) Ticket Price and Tourist Facilities do not directly affect Tourist Satisfaction; (4) Tourist Satisfaction does not have a direct influence on Visiting Decisions; (5) Ticket Price and Facilities indirectly affect Visiting Decisions through Tourist Satisfaction, confirming that Tourist Satisfaction acts as a mediating variable.</p> Gampo Haryono Dina Sukmawati Copyright (c) 2025 Gampo Haryono, Dina Sukmawati https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 82 92 10.32939/aicos.v2i2.5868 THE EFFECT OF ECONOMIC RECESSION ON FINANCIAL PERFORMANCE: LITERATURE REVIEW https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/5955 <p>what factors trigger economic recession actions on financial performance, and what factors can influence economic recession on financial performance. From the results of this Review, a literature review approach was carried out with a systematic mapping study method from various sources such as journals and books. The results of this review found various factors causing financial recession actions, the factors are rationalization, incentives, abilities, arrogance, collusion, needs, lifestyle , exposure, integrity, irreligion, systemic wealth inequality, significant distance between leaders and subordinates. The tendency of financial recession can be minimized by implementing generic aspects such as building integrity (equaling and strengthening noble character), creating exemplary leadership, minimizing opportunities, developing a good internal control system, developing recession prevention policies and systems, developing monitoring systems, hotlines, and whistle blowing systems, developing reward and punishment systems, and implementing a healthy economy, and creating a balance of power.</p> Dilla Dwi Rahmatin Rusfa Afrizal Afrizal Sri Rahayu Tona Aurora Lubis Copyright (c) 2025 Dilla Dilla, Afrizal, Sri Rahayu, Tona Aurora Lubis https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 93 101 10.32939/aicos.v2i2.5955 FINANCIAL EDUCATION AND LITERACY BY MAINTAINING RUPIAH QUALITY FOR ISLAMIC PRIMARY SCHOOL STUDENTS https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/5956 <p>PKM Education on the Importance of Maintaining the Quality of Rupiah at Tunas Mekar Islamic Private Elementary School, Binjai Village, Medan Denai District, Medan City, North Sumatra. It aims to provide an Understanding of How to Care for Rupiah, the Difference Between Genuine and Fake Rupiah, and How to Save from an Early Age. The school has received Education related to the material from any party. For the PKM activities to run smoothly, the service team conducted data collection techniques through interviews—at the Islamic Private Elementary School Tunas Mekar. The solution is to find knowledge transfer through an Educational Seminar on the Importance of Maintaining the Quality of the Rupiah. The cost of implementing the PKM activity is Rp. 592,000.00 (Five Hundred and Ninety-Two Thousand Rupiah) and requires physical facilities of genuine and counterfeit Rupiah and souvenirs and certificates from Bank Indonesia. After carrying out community service activities in the form of training and seminars for students, the results of the service were obtained that The low literacy of maintaining the quality of the Rupiah at SDS Islam Tunas Mekar has been overcome through educational activities such as providing education about the history of the Rupiah, the nominal value of the Rupiah, love and pride in understanding the Rupiah, the difference between genuine and counterfeit Rupiah, literacy in saving from an early age and digital money, such as training to recognize genuine and counterfeit Rupiah using a money detector. This activity successfully formed students' knowledge and skills about maintaining the quality of the Rupiah to reach an average of 72% with a maximum understanding of 98% for all participants. The absence of an educational program that specifically discusses the importance of maintaining the quality of the Rupiah, which also supports social science lessons in the context of economic life activities, is a challenge that needs to be overcome. Two young ambassadors who deeply love the Rupiah and understand its essential value have been presented to address this issue. These young ambassadors are expected to not only provide an understanding to their peers about the importance of maintaining the currency's value but also encourage them to be more actively involved in activities that support the stability and quality of the Rupiah. With an exciting and creative approach, it is hoped that they can disseminate this knowledge more widely, creating awareness among students about the shared responsibility in maintaining the national economy.</p> Astri Ramadhani Ramadhani Farah Dhiba Dhiba Salsabila Salsabila Sarah Salsabila Salsabila Syah Putri Azhari Azhari Siregar Siregar Marlya Fatira AK AK Cut Nizma Nizma Rumnasari Khoiriyah Siregar Siregar Copyright (c) 2025 Astri Ramadhani Astri, Farah Dhiba, Salsabila, Sarah Salsabila, Syah Putri Azhari, Siregar, Marlya Fatira AK, Cut Nizma, Rumnasari Khoiriyah Siregar https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 102 114 10.32939/aicos.v2i2.5956 THE EFFECT OF SHARIA RELATIONSHIP MARKETING ON CUSTOMER LOYALTY AT BANK BSI MAKASSAR WITH SATISFACTION OF INTERVENING VARIABLES https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/5957 <p>This research influences characteristics Sharia marketing and Sharia relationship marketing on customer loyalty at BSI KCP Makassar. Analyze the effect of Sharia marketing and relationship marketing characteristics loyalty with customer satisfaction as an intervening variable. A research method is quantitative. The primary data source is primary data, distributed directly through questionnaires. Secondary data has been presented from various sources. The data collection technique used a questionnaire (questionnaire) with a sample of 67 respondents and literature from several relevant sources. The research data analysis technique is path analysis with reliability tests, validity tests, and classical assumption tests including multicollinearity, heteroscedasticity, normality, and linearity tests. Hypothesis testing includes testing coefficient determination, T-test, and F-test. Results showed characteristics Islamic marketing had a significant positive effect on customer loyalty, BSI Makassar, with a Tcount 2,210 &gt; Ttable 1.997 and a significance value 0.031 at an alpha coefficient of 5%. Sharia relationship marketing has a significant positive effect on customer loyalty at BSI Makassar with a T-count 3,475 &gt; Ttable 1.997 and a significance value 0.031 with an alpha coefficient 5%. Characteristics of sharia marketing and relationship marketing have a significant positive effect on loyalty and customer satisfaction when using the intervening variable value Tcount=2.0412 greater than Ttable=1.99834.</p> Trimulato Trimulato Arsyaf Mustamin Syarifuddin Syarifuddin Copyright (c) 2025 Trimulato Trimulato, Arsyaf Mustamin, Syarifuddin https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 115 130 10.32939/aicos.v2i2.5957 THE EFFECT OF LOCATION, PRICE, AND PRODUCT QUALITY ON CONSUMER PURCHASE DECISIONS AT d’BestO IN SUNGAI PENUH CITY https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/6089 <p>This study aims to determine the effect of Location, Price and Product Quality on d’BestO Purchasing Decisions in Sungai Penuh City. The population in this study were d’BestO consumers in Sungai Penuh City. The sample in the study was taken using a non probability technique using the accidental sampling method. Data analysis in this study used the SPSS 26 program. The results of the analysis and discussion showed that the location variable did not have a significant effect on purchasing decisions, price had a significant effect on purchasing decisions and the product quality variable did not have a significant effect on purchasing decisions and location, price and product quality had a significant effect on purchasing decisions at d'BestO in Sungai Penuh City.</p> Endah Sri Wahyuni Alek Wissalam Bustami Eva Sumanti Eka Putra Samsul Bahry Harahap Bustami Bustami Copyright (c) 2025 Endah Sri Wahyuni, Alek Wissalam Bustami, Eva Sumanti, Eka Putra, Samsul Bahry Harahap, Bustami Bustami https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 131 138 10.32939/aicos.v2i2.6089 THE EFFECT OF BRAND IMAGE AND PRODUCT QUALITY ON CONSUMER PURCHASE DECISIONS AT CAFÉ NOKA IN SUNGAI PENUH CITY https://ejournal.iainkerinci.ac.id/index.php/acs/article/view/6090 <p>This study aims to analyze the influence of brand image and product quality on purchasing decisions at Café Noka in Sungai Penuh City. The research method used is quantitative with a survey approach. Data were collected through questionnaires distributed to Café Noka customers and analyzed using multiple linear regression techniques. The results show that brand image and product quality have a positive and significant impact on purchasing decisions. A strong brand image enhances customer trust, while good product quality contributes to customer satisfaction, ultimately encouraging purchasing decisions. The findings suggest that Café Noka should maintain and improve its brand image and product quality to increase customer loyalty and purchase interest.</p> Rezki Agrisa Ditama Azhar Azhar Elvi Nilda Syamsarina Desiana Wiyan Mailindra Copyright (c) 2025 Rezki Agrisa Ditama, Azhar Azhar, Elvi Nilda, Syamsarina Syamsarina, Desiana Desiana, Wiyan Mailindra https://creativecommons.org/licenses/by/4.0 2025-10-13 2025-10-13 2 2 139 144 10.32939/aicos.v2i2.6090