Jurnal Hukum Ekonomi Syariah : AICONOMIA

Diskon Angka Kembar: Trik atau Ilusi Bisnis? Kajian Sosiologi Ekonomi Islam terhadap Perlindungan Konsumen

Amalia Muazzah Adawiah — 2024-12-24

The phenomenon of twin-digit discounts in digital transactions is increasingly popular and raises various questions regarding consumer protection from the perspective of Islamic economic sociology. These discounts are often used as a marketing strategy, but concerns also arise regarding their long-term impact on consumer welfare, particularly in terms of transaction fairness and transparency. This study aims to examine how consumer protection is applied in digital transactions involving twin-digit discounts and how the principles of Islamic economic sociology can offer solutions to these challenges. Using a descriptive qualitative method, data was collected through literature review and analysis of phenomena in society. The findings emphasize the importance of stronger regulation and consumer awareness in identifying potential risks that may arise from these discount practices.

Analisis Fatwa MUI No. 24 Tahun 2017 dalam Menjawab Tantangan Etika dan Transparansi Transaksi Virtual

Roychan Abdul Aziz Altsaury — 2024-12-24

This study examines the effectiveness of MUI Fatwa No. 24 of 2017 in addressing ethical and transparency challenges in virtual transactions, particularly on Shopee and Tokopedia platforms. Employing a qualitative descriptive-analytical method, the research utilizes primary sources, including the fatwa itself, and secondary literature from Islamic jurisprudence and academic publications. The findings highlight that while the fatwa provides substantial guidance on ensuring Sharia compliance in virtual transactions focusing on principles such as transparency, fairness, and the prohibition of gharar (uncertainty) and riba (usury) its practical implementation faces significant challenges. These challenges arise from the dynamic nature of digital commerce, including issues of unclear agreements, data security, and emerging financial technologies such as cryptocurrency. The study concludes with recommendations for refining and adapting Islamic legal rulings to align with technological advancements, ensuring that virtual transactions remain ethically and lawfully consistent with Sharia.

Analisis Implementasi Teknologi Blockchain dalam Meningkatkan Transparansi, Efisiensi, dan Keamanan Transaksi Keuangan Perbankan Syariah Indonesia

Rista Izza Aminin — 2024-12-31

Implementing blockchain technology in the Islamic finance sector, particularly in Islamic banking in Indonesia, holds significant potential to enhance transparency, efficiency, and security in transactions. However, its application still requires further research to ensure compliance with Islamic law principles. This study aims to analyze blockchain implementation in improving transparency, efficiency, and security in Islamic banking transactions while ensuring alignment with Sharia principles. A qualitative approach with a literature review is used, examining relevant sources on blockchain applications in the Islamic banking sector. The data for this study is gathered from scholarly articles, books, and related documents. The findings suggest that blockchain can improve transparency, reduce intermediaries, accelerate transactions, and enhance security. However, the primary challenge lies in adapting to Sharia regulations, which requires collaboration between regulators, financial institutions, and technology experts. Strengthening regulations and gaining a deeper understanding of this technology will support wider adoption in the Islamic banking sector.

Transformasi Pemberdayaan Ekonomi Perempuan : Strategi Pemberdayaan Kelompok Wanita Tani Berbasis Ekonomi Islam di Desa Sri Bandung, Banyuasin

Al Kahfi — 2024-12-31

This study aims to analyze and determine the impact of women's economicempowerment on family welfare in the perspective of sharia economics (a studyof the women's farming group movement (KWT) in the village of Sri Bandung,Banyuasin, South Sumatra. The analytical method used in this study is aqualitative method with data collection techniques in the form of interviews, documentation and from several sources Journals, other articles From the research. that has been carried out, it was found that the existence of the women farmer group movement was able to empower the people in the village of Sri Bandung by utilizing the potential in the area Also, being able to become an attraction for young people in learning in terms of agricultural management. Women's activities in helping the family economy by working as rubber farm laborers, teachers, and women's farming groups also become a byproduct of Islamic economic values. Women and men have the same rights to work and improve the family economy and achieve the goal of becoming a prosperousfamily