Lambut, Adventinus K, and Pebisitona Mesajaya Purba. “Literasi Keuangan Digital Sebagai Kunci Keberlangsungan Usaha Dan Transparansi Laporan Keuangan UMKM: Digital Financial Literacy As the Key to MSMEs’ Business Sustainability and Financial Transparency”. Al Dzahab 6, no. 2 (September 27, 2025): 180–190. Accessed October 2, 2025. https://ejournal.iainkerinci.ac.id/index.php/al-dzahab/article/view/5801.