Oktaviana, Maya, and Adhitya Yoga Prasetya. “The Effect of Digital Financial Literacy on Personal Financial Management Behavior Among Generation Z: The Mediating Role of Lifestyle”. Al Dzahab 7, no. 1 (March 17, 2026): 99–109. Accessed March 19, 2026. https://ejournal.iainkerinci.ac.id/index.php/al-dzahab/article/view/6155.