Istighfarah, Istighfarah, Wartoyo Wartoyo, and Eef Saefulloh. 2025. “ANALISIS PERSEPSI NASABAH TERHADAP PEMBIAYAAN MUSYARAKAH DI BMT ALFA DIRHAM MANDIRI DUKUPUNTANG”. Al Fiddhoh: Journal of Banking, Insurance, and Finance 6 (2):99-116. https://doi.org/10.32939/fdh.v6i2.5420.